Insurance and billing

Dental HMO

Also called DHMO, capitation plan, managed care dental

A plan where members pick a contracted office and pay set copays, with little or no coverage elsewhere.

A dental HMO is a managed care plan. Members choose a primary office from the plan's list, pay set copays for services, and often need a referral to see a specialist. There are usually no deductibles, but going outside the network is generally not covered. Some such offices are paid a monthly amount per patient, which is called capitation. Staff should check the plan's copay schedule before quoting costs.

Example at the front desk

She has a dental HMO, so I used the copay schedule on her card to quote the crown.

Sources

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